What is Title ? by Title Guaranty
The purchase of residential real estate is the most expensive long-term financial commitment most individuals or families will ever make. Because of this, all those involved will want to be sure that the rights to the property are clear, that the transfer will be completed expeditiously and correctly, and that their financial interests are safeguarded […]
12 Escrow Tips for Buyers and Sellers
1. Buyers and Sellers – Talk with your real estate agent or escrow officer about how you want to communicate during the escrow period. Email, phone, fax, mail? Will your real estate agent communicate to escrow on your behalf? 2. Buyers and Sellers – Be prepared to submit to Escrow, one of following: Social Security […]
THE EAGLE™ POLICY COMPARISON CHART
Download a copy of the Eagle Policy Comparison Chart Here are just some of the advantages of the Eagle Policy POST-POLICY PROTECTION FOR COVERED RISKS Several important new risks are now covered on a post-policy basis. This means that some defects in title that did not exist at the time the insured purchased the property, […]
Important Things To Avoid Before Buying a Home
Important Things To Avoid Before Buying a Home * Don’t Move Money * The Effect of Changing Jobs * No Major Purchases of Any Kind Don’t Move Money When a lender reviews your loan application, one thing they are concerned about is the “seasoning” of your funds. If you have money that has only been […]
Hawaii Real Estate Transaction Closing Costs
The bundle of fees associated with the buying or selling of a home are called closing costs. Certain fees are automatically assigned to either the buyer or the seller; other costs are either negotiable or dictated by local custom. Buyer Closing Costs In Hawaii When a buyer applies for a loan, lenders are required to […]
HARPTA / FIRPTA - Escrow
HARPTA Withholding Tax on Sales of Hawaii Real Property by Nonresident Persons In order to promote a greater level of compliance by non-residents of Hawaii (whether US citizens or foreigners) in reporting income from the sales of real property located in Hawaii, Section 235-68, Hawaii Revise Statutes (“HRS”), requires that every Buyer of Hawaii real […]